By Stephen Leifer Personal Credit Credit bureaus make money selling data. They sell date about you to people who want to offer you...

By Stephen Leifer Education Articles Personal Credit One would assume that the creditors would want to base their lending decisions on...

Most people know they have a credit score and know it affects their ability to get credit, but fewer understand how credit scoring began...

By Stephen Leifer Personal Credit Though consumers will likely never know the exact formula used by Vantage or Fair Isaac to calculate...

It does not matter what type of loan you are seeking, there are a few things you can do to improve your chances for approval. Your work...

By Stephen Leifer Education Articles Personal Credit Your credit score has a dramatic impact on many aspects of your life. , Your...