By Stephen Leifer Education Articles Personal Credit One would assume that the creditors would want to base their lending decisions on...

By Stephen Leifer Personal Credit Military members face challenges every day in their careers, whether during peace or war time. ...

Most people know they have a credit score and know it affects their ability to get credit, but fewer understand how credit scoring began...

Following a number of failure throughout the financial industry, the Consumer Finance Protection Bureau (CFPB) was formed in 2010. It is...

By Stephen Leifer Personal Credit Though consumers will likely never know the exact formula used by Vantage or Fair Isaac to calculate...

By Stephen Leifer Education Articles Many consumers have heard of Equifax. However, there are a few little known facts that most...

By Stephen Leifer Business Credit Each state has what is called a “statute of limitations” for the purposes of collecting debt. This is...

By Stephen Leifer Business Credit Testimonials Education Articles Personal Credit Anyone who has credit issues and is struggling to...

By Stephen Leifer Personal Credit If you have blown your budget, wound up in collections, bounced a check, took on debt that you cannot...

By Stephen Leifer Education Articles Personal Credit You have worked so hard to achieve that 800 credit score and are shocked when your...

By Stephen Leifer Education Articles Buying a car is a major purchase. Most people will need to borrow in order to make this purchase. ...

By Stephen Leifer Education Articles If you are in the process of securing funds for a small business, there is a lot you need to...

By Stephen Leifer Business Credit Testimonials Getting a credit card might seem impossible if your credit is poor, but the truth is...

The key to repairing credit mistakes is showing you can use credit responsibly, but how do you get a credit card if you have bad credit? ...

By Stephen Leifer Education Articles Personal Credit Student loans are often the first thing that appears on a person’s credit history....

By Stephen Leifer Education Articles Student loans can be a good way to pay for higher education. For some people they are a necessity....

By Stephen Leifer Credit Repair Testimonials Being in debt is extremely stressful and if you feel as if you are drowning under an...

By Stephen Leifer Education Articles Create a Budget The best way to make saving money a possibility is to create a monthly budget. ...

Life Happens! If you are living from paycheck to paycheck and some life event like illness, divorce, loss of a job occurs you are likely...

Buying a home is probably the largest purchase you will ever make. The best ways to ensure that you do not make a mistake that could...